Adv. No: HRDD/RECT/01/2025-26
Department - Indian Overseas Bank (IOB)
Indian Overseas Bank LBO Recruitment 2025 – Apply Online for 400 Local Bank Officer Posts - 400 Posts
Indian Overseas Bank (IOB) has opened applications for 400 vacancies of Local Bank Officer (LBO) under its 2025 recruitment initiative. Candidates holding a graduation degree in any discipline from a recognized university are eligible to apply online. The application window is active from 12 May 2025 to 31 May 2025 via the official website www.iob.in. Selected candidates will be offered a structured pay scale with various allowances and benefits. This recruitment presents a chance for graduates seeking a career in the Indian banking sector. Ensure you read the official notification for eligibility, application steps, and fee details before applying.
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Qualifications |
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Imp Dates |
Total Vacancies |
Exam Details
| Application Start | 12 May, 2025 |
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| Last Date for Apply | 31 May, 2025 |
| Wait for updates | |
| GEN/ EWS/ OBC | ₹850 |
|---|---|
| SC/ ST/ PwBD | ₹175 |
Age Criteria and Qualifications
- Min Age 20 Years
- Max Age 30 Years
- Age relaxation as per rules
- Degree
- Relevant
| Indian Overseas Bank Recruitment 2025 – Local Bank Officer (LBO) Details | ||
|---|---|---|
| Qualification: Candidates must hold a Degree (Graduation) in any discipline from a university recognized by the Government of India, or possess an equivalent qualification recognized by the Central Government. | ||
| Post & Vacancy: 400 openings for the position of Local Bank Officer (LBO). | ||
| Post Name | Total Vacancies | Remarks |
| Local Bank Officer (LBO) | 400 | Customer-facing banking role suitable for graduates with communication and problem-solving skills. |
| Salary Structure (Progressive): | ||
| Stage | Pay Band | Duration |
| Initial | ₹48,480 | Base salary upon joining |
| After 7 Years | ₹62,480 | Increment of ₹2,000/year for 7 years |
| After 9 Years | ₹67,160 | Increment of ₹2,340/year for 2 years |
| After 16 Years | ₹85,920 | Increment of ₹2,680/year for 7 years |
Application Guidelines
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Candidates can apply for only one state. If multiple applications are submitted for the same state, only the last submitted application will be considered.
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Applications must be submitted online only from May 12, 2025 to May 31, 2025.
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No other modes of submission will be accepted.
Pre-requisites for Applying Online
Before proceeding with the application, ensure the following:
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Read the full advertisement available under the “Careers” section on the IOB website:
Title: "RECRUITMENT OF LOCAL BANK OFFICERS - 2025–26" -
Prepare scanned copies of:
Recent passport-sized photograph
Signature
Ensure both meet the specifications mentioned in Annexure I of the advertisement.
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Maintain a valid personal email ID:
This will be used for all communication, including call letters and final selection notifications.
Do not share your email ID with anyone else.
If you don’t have a valid email ID, create one before applying and keep it active throughout the recruitment process.
Exam Syllabus
Selection Process – IOB Recruitment of Local Bank Officers 2025–26
The recruitment process will consist of three key stages:
Online Examination
Language Proficiency Test (LPT)
Personal Interview
Meeting the eligibility criteria does not automatically guarantee a call for any stage of the selection process. Shortlisting will be based on multiple factors, including qualifications, experience, and suitability for the role.
1. Online Examination
| Indian Overseas Bank – Online Examination Structure | ||
|---|---|---|
| Overview: The online test includes four sections with a total of 140 questions, carrying 200 marks. Each section has its own time limit, and the full test duration is 3 hours. | ||
| Section | Questions / Marks | Medium & Duration |
| Reasoning & Computer Aptitude | 30 Questions / 60 Marks | English & Hindi – 60 minutes |
| General / Economy / Banking Awareness | 40 Questions / 40 Marks | English & Hindi – 30 minutes |
| Data Analysis and Interpretation | 30 Questions / 60 Marks | English & Hindi – 60 minutes |
| English Language | 40 Questions / 40 Marks | English – 30 minutes |
| Total Duration: 140 Questions • 200 Marks • 3 Hours (Sectional timing applies) | ||
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The exam will have sectional qualifying marks:
30% for reserved category candidates
35% for unreserved category candidates
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Negative Marking: For every incorrect answer, 0.25 marks will be deducted. Unattempted questions will not carry any penalty.
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The Bank reserves the right to change the structure of the examination, and any such changes will be informed via the official website: www.iob.in. Further details will be made available through the Information Handout, which candidates can download along with their call letters.
2. Language Proficiency Test (LPT)
Candidates shortlisted from the online exam must appear for a Language Proficiency Test to demonstrate reading, writing, and speaking ability in the local language of the state they have applied for.
Exemption: Candidates who studied the local language as a subject in 10th or 12th standard (as evidenced by marksheets/certificates) are not required to take this test.
Failure to qualify in the LPT will result in disqualification from further stages, including the interview.
3. Personal Interview
Candidates who qualify both the Online Examination and the LPT (where applicable) will be called for the Personal Interview.
Minimum qualifying marks for the interview will be determined by the Bank.
A merit list will be prepared based on performance in the Online Exam and LPT.
Final Selection Criteria
The final selection will be based on combined scores from the Online Exam and the Interview in an 80:20 ratio.
Final merit lists will be prepared state-wise and category-wise.
Results and selection lists will be published on the official website: www.iob.in
Preparation Tips
Preparation Tips for Indian Overseas Bank LBO Recruitment 2025
Securing a position as a Local Bank Officer (LBO) in Indian Overseas Bank requires focused preparation. Here are some effective tips to help candidates perform well in the recruitment process:
- Understand the Exam Pattern: While the exact pattern may vary, be prepared for sections like Quantitative Aptitude, Reasoning, English Language, and General Awareness, especially Banking Awareness.
- Practice Regularly: Dedicate time to solving mock tests and previous year question papers. This improves accuracy and speed, especially for time-bound sections.
- Improve General Knowledge: Stay updated with banking and economic news. Reading newspapers and following reliable financial news sources can be helpful.
- Brush Up Communication Skills: Since the LBO role involves customer interaction, having a command over English and regional languages can be advantageous during interviews.
- Revise Key Concepts: Go through basic mathematics, grammar rules, and common banking terminologies regularly to strengthen foundational knowledge.
- Stay Healthy: Maintain a balanced routine to keep both your mind and body fit during the preparation phase.
Consistent preparation, along with the right resources, can significantly enhance your performance in the Indian Overseas Bank LBO recruitment process.
