Adv. No: Project No. 2025-26/01
Department - Bank of India
Bank of India Credit Officer Recruitment 2026 – Apply Online for 514 Posts
Bank of India has released an official notification for the recruitment of 514 Credit Officers in the General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates with required graduation and experience can apply online between 20th December 2025 and 05th January 2026. The selection process includes an online examination covering reasoning, quantitative aptitude, English, and professional knowledge, followed by a personal interview for shortlisted candidates. Selected officers will be placed in middle and senior management grades with attractive pay scales, allowances, and career growth opportunities. Age limits vary by scale, generally 25–40 years, with applicable category relaxations. The posts offer strong job security and nationwide posting opportunities. Detailed eligibility, pay structure, and application instructions are available on the official Bank of India website.
Bank of India has released an official notification for the... recruitment of 514 Credit Officers in the General Banking Officer (GBO) stream across MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates with required graduation and experience can apply online between 20th December 2025 and 05th January 2026. The selection process includes an online examination covering reasoning, quantitative aptitude, English, and professional knowledge, followed by a personal interview for shortlisted candidates. Selected officers will be placed in middle and senior management grades with attractive pay scales, allowances, and career growth opportunities. Age limits vary by scale, generally 25–40 years, with applicable category relaxations. The posts offer strong job security and nationwide posting opportunities. Detailed eligibility, pay structure, and application instructions are available on the official Bank of India website.
Rahul Sihan
21 Dec, 2025 01:04 PM
Bank of India Credit Officer Recruitment 2026 - Apply Online for 514 Posts
Bank of India (BOI), a public sector bank under the Ministry of Finance, Government of India, has released the Credit Officer Recruitment 2025–26 notification. A total of 514 vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales in the General Banking Officer (GBO) cadre. Interested and eligible candidates with relevant educational qualifications and experience can apply online. The recruitment process includes online examination and/or interview. Selected candidates will be posted across India and will handle credit appraisal, monitoring, and general banking operations as part of the GBO stream.
Important Dates and Fees
The following table provides the key dates for online application submission and fee payment. Candidates must adhere to these dates to remain eligible for recruitment.
| Event | Date | Remarks |
|---|---|---|
| Notification Release Date | 01 November 2025 | Official notification released by Bank of India |
| Online Application Starts | 20 December 2025 | Applications to be submitted via official website |
| Last Date to Apply Online | 05 January 2026 | Applications accepted until 5:00 PM |
| Last Date to Pay Application Fee | 05 January 2026 | Fee to be paid online through permitted modes |
| Admit Card Release | To be notified | Available on BOI website |
| Examination Date | Tentative | Will be communicated later on official portal |
| Result Declaration | To be notified | Published on official website |
| Application Fee | General & Others: Rs. 850; SC/ST/PWD: Rs. 175 (online payment only) | |
Detailed Information
Bank of India is recruiting 514 Credit Officers in the GBO stream across three scales: MMGS-II, MMGS-III, and SMGS-IV. Applicants must meet the educational and experience criteria as specified in Annexure-I of the notification. Age limits vary by scale, with relaxations applicable for SC/ST/OBC, PwBD, ex-servicemen, and other categories. Selection involves online examination and/or interview, with final merit prepared on a 70:30 ratio of exam and interview marks. Successful candidates will undergo probation and receive pay, allowances, and benefits according to bank norms.
| Post Name | Scale | Total Vacancies |
|---|---|---|
| Credit Officer | SMGS-IV (GBO) | 36 |
| Credit Officer | MMGS-III (GBO) | 60 |
| Credit Officer | MMGS-II (GBO) | 418 |
| Total | 514 |
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II (GBO) | 25 Years | 35 Years |
| MMGS-III (GBO) | 28 Years | 38 Years |
| SMGS-IV (GBO) | 30 Years | 40 Years |
| Selection Process | Exam Details | Interview & Final Merit |
|---|---|---|
| Shortlisting based on application documents | Online objective test: English Language, Reasoning, Quantitative Aptitude, Professional Knowledge; 150 questions, 120 minutes, negative marking applies; qualifying marks 35% | Interview for shortlisted candidates; final merit combines exam (70%) and interview (30%); minimum qualifying marks in interview: 50% General/EWS, 45% reserved categories |
| Scale | Basic Pay | Allowances & Benefits |
|---|---|---|
| MMGS-II | Rs. 64,820 – 93,960 | DA, HRA/lease, medical facilities, LTC, leave benefits, contributory pension (NPS), promotion as per Bank policy |
| MMGS-III | Rs. 85,920 – 105,280 | DA, HRA/lease, medical facilities, LTC, leave benefits, contributory pension (NPS), promotion as per Bank policy |
| SMGS-IV | Rs. 1,02,300 – 120,940 | DA, HRA/lease, medical facilities, LTC, leave benefits, contributory pension (NPS), promotion as per Bank policy |
Important Links
| Bank of India Recruitment 2025–26 – Important Links | ||
|---|---|---|
| Apply Online | Official portal for submitting applications for Bank of India vacancies for 2025–26 | Click Here |
| Official Notification PDF | PDF document containing detailed notice and instructions for Bank of India Recruitment 2025–26 | Click Here |
| Official Website | Bank of India homepage for recruitment updates, notifications, and official announcements | Visit Website |
| The above links provide access to official resources for Bank of India Recruitment 2025–26. Candidates can apply online, download the recruitment notification, and visit the official website for authoritative updates. All resources are sourced directly from Bank of India to ensure reliability and accuracy. | ||
Bank of India Credit Officer Recruitment 2026 – FAQs
These FAQs provide detailed information about the Bank of India Credit Officer Recruitment 2026 for 514 posts across MMGS-II, MMGS-III, and SMGS-IV scales, covering eligibility, salary, selection process, important dates, and online application steps.
Q1. What posts are available under Bank of India Credit Officer Recruitment 2026?
The Bank of India Credit Officer Recruitment 2026 offers 514 vacancies for Credit Officers in the General Banking Officer (GBO) stream across SMGS-IV, MMGS-III, and MMGS-II scales. Candidates will be responsible for credit appraisal, monitoring, and general banking operations across India.
Q2. What are the eligibility criteria for BOI Credit Officer Recruitment 2026?
Candidates applying for Bank of India Credit Officer Recruitment 2026 must have a graduation degree and meet post-wise qualifications/experience detailed in the official notification. Age limits range from 25 to 40 years depending on scale, and reserved category candidates are eligible for age relaxations as per GOI rules.
Q3. What is the selection process for Bank of India Credit Officer Recruitment 2026?
The selection process includes online examination and/or interview. The online test assesses Reasoning, Quantitative Aptitude, English Language, and Professional Knowledge. Final merit is based on a 70:30 ratio of exam and interview scores, or interview alone if the exam is not conducted.
Q4. What is the application fee for BOI Credit Officer Recruitment 2026?
Applicants must pay the online application fee between 20.12.2025 and 05.01.2026. General and other candidates pay Rs. 850, while SC/ST/PwBD candidates pay Rs. 175 as intimation charges. Payment must be made through online modes such as cards, net banking, or UPI.
Q5. How can candidates apply for Bank of India Credit Officer Recruitment 2026?
Candidates can apply online via www.bankofindia.bank.in from 20.12.2025 to 05.01.2026. They must register, fill in details, upload documents, pay the application fee, and submit the application. No hard copy is required, but candidates should keep a printout for reference.
